Monday, 29 December 2025

Let's Not Forget About Frugal Living


Let's not forget our roots. 
Frugaldom, after all, grew from the concept of frugal living to bring about the freedom to enjoy life. Every year we set ourselves goals and every year we challenge ourselves to overcome any problems and make the most of every opportunity. Frugal living isn't merely penny pinching without reason, it is about wise spending for specific reasons. It should never be mistaken for meanness. Living well within your means can free up income to save for other things and to help others but getting to grips with a new budget can be daunting. For those interested, you can join us in the Moneysavingexpert.com forums and take part in our annual frugal living challenge. Alternatively, you are welcome to just follow along.

2026 Plans
Put more effort into growing fruit & veg
Make better use of space
Strive to make projects cash neutral
Offer more opportunities to others
Stay within budget
Improve existing facilities
Implement a plan for retirement 
Win £1million

OK, so that last one is a bit of a stretch of the imagination but it isn't beyond the realms of possibility for anyone holding NS&I Premium Bonds. I'm a big PB fan, despite the negativity expressed by some money gurus. I also save spare change, use a regular saver account, don't have any private pensions and haven't the ability to fill an ISA because my income equates to less than half the 2026 national living wage. 😆 Back to the chance of winning big... If that really did happen, I think my first move would be to hire in help looking after the animals as I've found it almost impossible to find like-minded others who can afford the luxury of volunteering while also being prepared to take charge in my absence. It's 7 days a week all year, every year, so my plans also include trying to get some time away from the project.

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