Showing posts with label discounts. Show all posts
Showing posts with label discounts. Show all posts

Saturday, 11 October 2014

The Joys of Cycling

MyBike
Frugal living and green living aren’t always easy to combine so switching to bikes after giving up the car seemed like a good idea in 2011. Here we are, in 2014, and my £40 second hand bike has reached the point of uneconomical repair. No shame on it, after carting a variety of heavy ‘stuff’ like logs, groceries, paint and me about the place for the past few years. In the past year, I think it has done about 1,000 miles carrying extra weight.
This is what happened next – we really do live in times of plenty where everyone can pretty much have everything the need and even we of the frugal ilk can have much of what we want! Read more by clicking here…

Thursday, 17 July 2014

The Pursuit of Frugal Freedom

170714_pullin-chillout

Camping may not be everyone’s idea of fun but it is frugal and it is the absolutely best way to commune with nature, enjoy your freedom and have a break from the mundane.

Read post HERE

Thursday, 3 April 2014

Frugal Shop

030414frugalshop

Frugal Shop

In an effort to revive yet another dormant project from past frugal challenges, I rediscovered the old Frugal Shop and it came as a bit of a surprise that I still had the site. I think several of us set these up when the powers that be decided to give all new start or small businesses without web sites the opportunity to claim a free one through their ‘Get British Business Online’ challenge.

As you’ll see by the top left counter, today marks 457 days since I launched the Clan McGonk enterprise – making hairy wee Scottish McGonks that have, since, been winging their way around the globe.

So now I need to shake up this site and make it earn me a little bit of income to help financially support Frugaldom. Bargain spots will be posted on www.frugalshop.co.uk as I spot them and I won’t be posting anything that I wouldn’t buy myself, so don’t go thinking this is a sell-out. Smile

Visit the Frugal Shop now and you can subscribe to the updates so you never miss any of our offers.

Thursday, 21 November 2013

#Win with NYK - What Type of Savvy Shopper are You?

What Type of Savvy Shopper are you and what are 'Freedom Rewards'?

coins

I’m a Bargain Hunter Gatherer and proud of it!

Frugaldom is giving you the chance to learn about Freedom Rewards while taking a short quiz to determine what type of savvy shopper you are, plus the chance to win £60 of Amazon vouchers, courtesy of our sponsors at Barclaycard. 
A new consumer study carried out by Barclaycard - which processes nearly half of all card transactions in the UK – together with consumer experts at Brunel University, shows that the recent economic climate has made a lasting impact on how we approach shopping and saving money. Bagging a bargain goes far beyond just saving cash, people now place far greater value on the emotional investment of smart spending, giving rise to our four new modern shopping 'tribes'.
  •  The Bargain Hunter Gatherer
  •  The High Street Pounder
  •  The Screen Saver 
  •  The Profit Prophet
I took the quiz and am pleasantly surprised at how accurate the results are! Now it’s your turn to see what you think and share your views. An extra £60 to spend is a much appreciated opportunity and, thanks to our sponsors, we have just that!
 
Take part in the quiz here

Edited in: Results of the free draw can be found here

(Original image URL: http://www.flickr.com/photos/mukumbura/4052671706/)




Monday, 21 October 2013

Addressing the Speaker of the House on the Subject of Small Gadgets.

Here in Frugaldom, I am forever trying to source great gadgets that can be relied upon in emergencies, but equally put to good use during normal, day-to-day life. We seem to have to deal with power cuts on a fairly regular basis, so anything electricity free is a good start.

The first handy gadget I encountered this year was, of course, my Ventus Twister - the foot pedal operated mini washer and spinner that allows you to do laundry without needing to plug into an electricity source. (Half price offer still stands if you use the code word 'laundry' at checkout when buying via the store. (See this post for details of our recent competition.)

But what about this for a handy wee gadget?

It's a tiny speaker, a mini boom box, if you like, complete with built-in FM radio, micro-card reader, flashy twinkling light display and a fully integrated battery, recharged via USB to computer or electrical adapter (also available from Ventus). It has a tiny, retractable aerial to help with radio tuning, with a booster available by way of plugging in a short cable, if necessary. (Special £5.00 off voucher code included later in this post .)

Read more here…

Sunday, 28 July 2013

Moneysupermarket.com and the #HomeImprovementHero Competition

Is it possible to change the look, feel and even functionality of a room on a £50 budget? (Yes, it is!)

My decorated pin board.
 


The view that greets me.
DIY will always be the 'in thing' for those of us living on a tight budget so when I was asked by Moneysupermarket.com to take part in their Home Improvement Hero competition for bloggers, I was rather excited by the prospect, despite the fact that I didn't actually have a fully renovated room to decorate!

When someone asks, "Can you create something memorable in your home with a budget of £50?" and then gives you £50 to try it, the challenge is most definitely on, so here goes!

This is the room that I've chosen to give a frugal makeover. I'm almost certain that most folks already have a proper wall to decorate, so excuse us while we put that back together after having had a stove fitted a few months ago.
 
 
This is my room for transformation - it's a multi-functional room in as far as it's my sitting room, office, crafting room, dining room and spare room, plus it also serves as a dumping ground. If I can turn this room around on a budget of £50, I'll be over the moon!
 
I started by researching what was needed to complete the chimney wall, as employing a joiner was out of the question, then hit the online stores (Amazon) via my favourite cash-back site. My first purchase was fire cement, hopefully enough to complete the job that needed doing. Meanwhile, my long-suffering, often bemused house-share set to work raking out bits and pieces from the out-building and shed that could be used to help cut costs.
 
Because we are in the midst of a renovation, there are plenty of bits and pieces lying about the place, mainly salvaged leftovers from joinery or building work that has been done. I opted for the 'mosaic effect' with the plaster board when reinstating the chimney wall, rather than buying a full new sheet. It is insulated/foil backed plaster board that the joiner OK'd to fit on the chimney wall, as there's already a steel plate fitted in the area subject to the greatest heat. (Frugal choice - the metal radiates more heat when the stove is lit and it can't bend, crack or break.) Plasterboard, should you need any, is relatively inexpensive and can be bought from most builders' merchants from around £5 per 8' x 4' sheet.
 
There was still a hole in the wall around the stove flue pipe, so I needed strong wire mesh to bridge the gaps and give grip to the fire cement. This problem was solved by using the leftover grill mesh that had been saved from a disposable barbecue. (I hate throwing anything in the bin that could find a future use and this is a prime example of waste not, want not.)
 

Here in Scotland we don't tend to finish off our new walls by plastering, we often opt for taping and filling the joints and then just sanding them. The tape costs less than £5 a roll and the jointing plaster costs about £1.30 per kilo of the mix-it-yourself variety and we had some of each already, so no need to buy.

While contemplating how to decorate the chimney wall, I decided that the old radiator, amongst other things, needed smartening up a bit, so I bought a little tin of radiator enamel (£2.99), a wall transfer/decal (£3.79), a roll of wallpaper (£10.85), packet of paste (£1.55), a pasting brush (£2.27) and a tube of gold-coloured artists' paint (99p). If anything seems expensive, it's because I don't have a car, so I need to order online and account for delivery costs.
 
 
My nest of tables have been with me since 1992 and have gone from house to house for many moves, so it's safe to say that they had seen better days. It's funny how some things have more sentimental value than others, isn't it?
 
This table is one I rehomed when a neighbour was planning on sending it to the tip. (We used it at last weekend's barbecue.) As you can see, it isn't all that different from my old nest of tables, so I set about preparing everything for painting.
 
Scraper, sandpaper, some primer/undercoat and the remains of a tin of gloss got rummaged from the shed - the table was first to be scraped and sanded to remove all the flaking, peeling varnish. The legs were then removed to sand them.
 
Once scraped and sanded, everything got wiped down with a damp cloth to remove any leftover flakes and dust before undercoating with primer. This should give a good base for the gloss paint so that it doesn't simply run off the wood.
 
 
The things many TV programmes or magazines may not tell you:
  • Non drip, fast drying gloss isn't neither non drip nor fast enough drying when using it outside in the blazing sunshine!
  • The least little breeze and you have newspaper and dust stuck to your lovely new paintwork
  • Bugs, flies and midges seem to be attracted to paint and get stuck!
  • Bathing said stuck bugs, flies and midges in white spirit does not revive them!
  • Make sure your hair is firmly tied out of the way when kneeling down to paint the legs of a table, especially if there's a breeze!

My crafting stuff was taking up far too much space it cardboard boxes, so a chest of drawers was commandeered and given a quick coat of gloss. Surprisingly, it stuck to the white veneer. I bought these flat-packed from Argos as part of a set about 10 years ago, so they have been dismantled and carted around the past 4 or 5 house moves and were rather the worst for wear. It was surprising how well they came up after painting them!

All we could find in the shed was magnolia and brown emulsion - it was either that or a nougat-salmon pink (I don't think so)! Brown and cream won, so the chimney wall got done chocolate brown and the walls got a freshen up with magnolia. With only one roll of wallpaper, I opted to do only the top half of two walls at the sitting room end of this multi-functional room.



A change of curtains from patterned to plain, which I already had, helped the transformation. Raking through my crafting supplies uncovered several suitable ribbons to turn into tie-backs. To attach them to the wall, I used a couple of old curtain rings and simply tied the ribbons through the loops.

Colourful ribbons can brighten up anything in minutes, so never throw away any bows, ribbons, cord or string that comes your way. Guaranteed, if you decide to follow a frugal living path through life, you'll find a use for almost anything. Curtain hoops can be found in charity shops for 10p each, in my experience, but I already had a few in my 'stash'.


Cheap artwork is another easy way to quickly transform the look and feel of a room and I was lucky enough to get some cheap picture frames. With what was left of the roll of wallpaper, I managed to cut enough to fill the five frames, which got hung on the chimney wall. They really are quite effective and I couldn't ask for a better match for the walls, could I?

There are always people decluttering, so when a friend offered me a few bits and pieces, her £5 flat-packed shoe rack seemed like an absolute bargain. It was soon assembled and turned into storage for DVDs, CDs and board games.


Time to polish my brass, but I have no brass cleaner. No problem, homemade will do for now:
 
Half a cup of vinegar
Teaspoon of salt
Flour to mix it all into a paste
 
The homemade version isn't nearly as good at cutting though the tarnish
as the commercially manufactured chemical version, but it does give a bit of a shine. There's also the fact that this was free to make, as I had the ingredients in the kitchen.

This gorgeous brass urn was one I rescued a few years ago, so it has now been brought indoors to sit by the stove. I'll add a pot plant as soon as I have repotted something suitable from the garden. (This was before it was polished.)

Now for a few 'before and after' photos to show the overall transformation as it was taking place.


The 'new' chimney wall
The stove got a good clean, as did the steel back plate. The brass items, at long last, have been hung alongside the (non) fireplace. The toasting fork is great for marshmallows when the stove's lit in winter!
Corner 1 - this has become my entertainments corner

The shelves were rearranged and then filled with my books. The shoe rack is now home to DVDs and board games, with a couple of boxes of crafting supplies tucked safely alongside. The rail along the middle of the papered wall is made up from two lengths of skirting board.
Corner 2 - the sitting room part of this multi-functional space

The one roll of wallpaper was enough to do both of these walls when only papering the top half of them and it helps that we have quite low ceilings. The couch is actually a double bed settee / futon, so this space also doubles as a guest room.

The nest of tables - sanded down, painted and decorated

Rejuvenating the tables was a very straightforward project - scrape the flaking varnish, sand everything down to give it a rough surface, undercoat and then gloss it. The difficult part was managing steady hand-eye co-ordination when picking out the bits to highlight with the gold paint.
The salvaged table - before and after.


This table has replaced the bench set, which was only being stored here temporarily. It has now been dismantled and stored elsewhere until such times as the other room gets refurbished.

Corner 3 - my work space has been transformed and I love it!

This is my office corner - a bit of tidying and decluttering has made all the difference, with the pin board now painted in gold and hung above the desk and the transfer on the wall really sets it off, in my opinion. I love the quote on the wall:
 
"Life isn't about waiting for the storm to pass
It's about learning to dance in the rain"




Corner 4 - crafting and hobbies corner

I've left plenty of hanging space, as this room will also double as my guest room - but this challenge has prompted me to push on and get the cloakroom painted and put to proper use. The crafting materials have all been packed into the drawers and my 'McGonks' are stored in the baskets on the top shelf. Décor reflects my past by way of a few items relevant to long forgotten challenges from the late 90's. (A couple of personally identifiable items of significant, sentimental value have been omitted from the photo.)

How I spent my £50.00
  • Fire Cement 3Kg - £8.14 (1 x 2kg & 1 x 1kg)
  • Roll of wallpaper - £10.85
  • Wallpaper paste - £1.55
  • Pasting brush - £2.27  
  • Radiator enamel - £2.99
  • Transfer/decal - £3.79
  • 2 lengths of skirting - £9.00
  • 5 photo frames - £3.00 (Secondhand)
  • Shoe rack - £5.00 (Secondhand)
  • Small tube of gold acrylic paint - 99p
 
Total - £47.58  (Balance remaining - £2.42p)

This has been an absolutely fabulous challenge set by the guys at Moneysupermarket.com! There were a few times during the preliminary stages that I was almost pulling my hair out at the enormity of it. The room really was like a storm that wouldn't pass, so I learned to dance in the rain and did the best possible with what was available. The makeover has created an illusion -  almost like several rooms emerging from one, each corner becoming an easily defined space without looking out of place.

My visitors are now welcome anytime and I'm sure those who have sampled the delights of 'indoor camping' for an overnight stay here will be suitably impressed with these amazing changes. Frugaldom welcomes all comments relating to what has been achieved on this small budget and has to ask the question, did I make the grade as a 'Home Improvement Hero'? I think I did and am not ashamed to say so. :)

Find out what others achieved on similar budgets by checking out the hashtag #HomeImprovementHero on Twitter or Facebook and thank you for following my frugal entry into the competition.

Frugaldom.

Friday, 11 March 2011

What Women Want... GRAB IT NOW!


Click here to GRAB IT NOW

Woman Zone
Eddie  Elwood shocks the nation by revealing that, despite what they say, most women  actually do  WANT TO SHOP!

"...Shopping is a bloodsport with the best designer labels, at the best discounted prices, fast becoming the prize kill. I defy you to prove me wrong."

In a recent survey, three out of three women questioned agreed that shopping of any description was not their most pleasant experience. This was especially so when dragging screaming children around, or when being woefully followed by an unwilling partner with whom they could share little (or no) enthusiasm for the 'sport'.

But surprisingly, when asked, given guilt-free, limitless time and limitless money, would they really want to shop, 100% agreed, wholeheartedly, that they would! Not only that, they unanimously agreed that the mere prospect of it completely enthralled them! The only problem they could foresee was the fact that, in most cases, it is almost impossible to participate in this sport to any great degree of satisfaction.

Why?

Well, when both time and money did permit, they still could never find exactly what they wanted!

How often have you set aside enough time and money to relax and enjoy shopping? Shopping of any description is fast becoming a nightmarish chore! It's because of the choices we have to make these days
and therein lies the major problem - too much choice!

Shopping could easily become a wonderfully fulfilling, fulltime occupation - if someone was daft enough to pay us to shop wherever, whenever and for whatever we wanted, but let's get real... that is NEVER going to happen! Instead, we can opt for a busy trawl through shops stuffed with different similarities and similar differences or we can sign online, head for the search engines, key in our wants and voila! Home delivery at
our fingertips. (Don't forget to register for Topcashback - it helps you cream off a percentage of your spends without it showing in the bank or credit card statements!)

Okay, so it isn't that simple, because there are literally thousands of websites and we don't all have hours to surf, browse, select, crash, swear, reboot, relocate the site and start again. Online shopping could be voted as the cruelest sport, or it could be nominated an Oscar for worst movie ever made! But it's still the best thing since sliced bread, in my opinion.

We love it and we won't let it go! But I still have trouble finding exactly what I'm looking for, at exactly the kind of price I'm prepared to pay.

Shopping is a bloodsport with the best designer labels at the best discounted prices fast becoming the prize kill. I defy you to prove me wrong!

Special Note from Eddie to Shona:

Dear Shona,

You need the SUPERMODEL TUMMY TRIMMER  for only £3.24 right now!

Cheers,
Eddie!

(Dons crash helmet and runs off very quickly to hide inside a disused bomb shelter!)



Eddie's Handy Notes:

Grabitnow offers one new deal everyday at a crazy low price! The deal changes at midnight every day and a new offer is made available. With such great bargains on offer, you need to grab them quickly, as the deal may sell out at anytime, and there is no opportunity to go back and buy previous deals. Grabitnow aims to save you £££'s off the high street and retailers prices on everyday goods for your home and garden, electronics, gadgets, toys and games and even branded items.

Eddie observations, hints and tips:
  1. Shoe shopping is VERY addictive!!!!
  2. Very few women buy themselves perfume, erotic lingerie, fancy boxes of chocolates, expensive jewellery or bouquets of flowers, hence the reason they all qualify as top 'guilt-trip' gifts from men.
  3. It does appear to be true that women can never have too many shoes so, next time you want to impress her, take her to the best footwear retailer you can find and set her free with a huge budget.
  4. Many women carry their lives in their handbags, therefore, a really good handbag is a definite MUST HAVE.
  5. Contrary to popular belief, women can control their spending. It's most men who fail to see the importance of frugal housekeeping. Anyone whose top priority is satellite television needs their head looked at, so get your priorities right... some domestic help would be far more beneficial!
  6. To really impress the woman in your life, provide her with sufficient 'housekeeping' to encourage investment of the surplus. (Even if it is invested in a pair of designer jeans!)
Visit Eddie & Shona in the WOMAN ZONE

Not quite politically correct, but who cares? Saltire satire at it's best - coming to a screen near you, SOON!

Saturday, 19 February 2011

Earning While Spending... a look at getting cash back.

TopCashBack

This has to be my all time favourite cashback site and I could still kick myself that it took me so long to get into the habit of logging in to use their links to claim my free cash!

Unlike affiliate links you see in websites, having your very own account with a site like Topcashback means that YOU earn the equivalent of advertising revenue rather than it going to the website owners. It won't actually earn you a living, but why pay full price when online shopping when you can access discounts AND get a percentage of what you pay returned to you? It's all the pennies that make the pounds.

To let you understand the concept, almost all companies who sell anything need to advertise themselves. Advertising and marketing is big business, so there's always a good deal of money ploughed into that side of things.

Now, imagine if you are that company and you discovered that you didn't need to sink as many £millions into glossy, shiny, traditional adverts. Imagine if you discovered that millions of people were prepared to advertise your company FREE OF CHARGE, simply by placing links on each of their own websites! It's an amazingly simple concept but, as with all things, few people like to help big companies earn even more money without being rewarded. That's where commissions come into it. Affiliate marketing is all about promoting and advertising other people's goods and services in exchange for a tiny percentage of any sales you generate on their behalf.

Great! Website owners everywhere can generate a flow of cash by way of advertising in exchange for sales commissions... but that still doesn't help you, the price conscious customer.

Step forward the concept of CASH BACK. It's such a simple idea that most shoppers still think it's too good to be true. This is where many of you are now losing out on some completely FREE MONEY! This is my story of how I discovered the joys of being paid cash back, simply by shopping online via someone else's links. It goes completely against the whole concept of cutting out the middle man because, in this case, you NEED the middle man! This is, afterall, the person who pays your share of the advertising revenue simply for your being a customer on their website.

Late in 2007, I discovered a website called Topcashback. Like many, I was dubious of their third party links and didn't like registering my details for anything. I disliked the idea of having to do my research online and then still having to log into yet another site to seach for the appropriate companies - it was as though time was so precious that I couldn't afford the hassle of doing all this extra 'farfing' around when I could simply go directly to my chosen website, be it Tesco, Argos or eBay etc. But I decided to give it a go.

Woolworths was still trading in its original form and I had a large order going in during their pre-Christmas sale. I say large, as it was for me! I'm a frugal pennypincher! However, this order was Christmas shopping for the family and it amounted to almost £300 by the time a friend added a few items to share the delivery costs! I took the time (a few seconds) to log into Topcashback, I used their link - I even used a discount code! I paid using my cashback credit card, which gets paid in full, faithfully, every month. As you'll perhaps know, followers of the frugaldom lifestyle are hell bent on clearing (and then avoiding) all forms of debt. But I digress... My Woolies' order went through as normal and there was no resulting deluge of spam emails and no financial repercussions with regards to my having registered through an unheard of (to me) website.

That was it! Nothing else happened - my order arrived safely, Christmas 2007 came and went and I eventually remembered to check my Topcashback account... and there it was! My FREE cash! It was only £6, but it was mine and it went sailing straight into my bank account without any problems, whatsoever. That was how I discovered the joys of cashback!

Being a frugaler means I don't spend an awful lot on non-essentials, it's necessities only and nothing more. But we still need things like home insurance, car insurace and gifts. I began playing the cashback game. By the end of that first year, I had claimed back over £100 from Topcashback. Not only that, I was spreading the word about the site - advertising it for free on my own and encoraging all my friends to join, too. In return for this, the site allocates you a unique link for recommending friends so you can track the success of your own advertising campaign carried out on behalf of the cashback site. In return, they will pay you a small fee if and when any of your friends generates sufficient cashback to warrant such a payment.

To my utter disbelief, having told everyone I know about Topcashback both in person and online. 778 people clicked through my referal link to read about it but of those, only 50 individuals decided to register and try it out for themselves. How many of those people do you think actually continued to log into their accounts and start to claim free cashback?

The answer to the above question is 10! Their loss, I guess, but I'm delighted with the results produced by my sparing a few minutes extra to check for cashback before buying anything online. I mean, why would you NOT want to get paid a few pence every time you buy something on eBay or shop online? Why would you NOT want up to £50 in free cash just for going via a cashback link for your insurance or to switch your utilities service provider? I'm dumbfounded!

Since joining Topcashback, I have generated a grand total of £536.79 and I'm an extremely frugal online shopper!

What's more, there is an option to transfer your cashback into Amazon vouchers, which is what I am doing for 2011. This means I get about an extra 0.5% on top of the cash amount. THIS is how I intend to pay for family gifts during my 2011 Frugal Living Challenge. I don't need to set aside a budget for such things when Topcashback is giving me money! It's a no brainer!

Insurance companies pay top rates of cash back and often have great deals available. In 2009, I paid around £55 for my home contents insurance and the cashback promotion was offering about £75... it meant that I GOT PAID to insure my own belongings. The economic climate has changed over the past couple of years, so I only clocked up £35 cashback on my contents policy for this year... how much did you pay for your insurance? What did you receive in return, other than a policy?

And lest we forget - cashback credit cards are still an option. American Express is often cited as being one of the best introductory deals and guess what? You can even get cash back for applying online through, you got it... Topcashback!

So, not only have I generated my Topcashback money, I've also been accruing a tidy little cashback sum by paying with a credit card. I've paid not a penny in interest, because the bill is always cleared in full each month, and the card company pays out my cashback once a year, around April. Now that's what I call cyberdosh - extra cash generated through the wonderful world of the Internet.

Don't forget to join us for some fun money-making, debt-busting or money-saving challenges in the free Frugaldom Forums... unless, of course, you're too rich to care about the pennies that make the pounds. :)