Your Money and Your Life - Literally!
Not once, but twice in the past I have found myself the subject of identity theft, I have experienced three burglaries at the homes of family members, one car theft and I've even had a horse stolen. A friend had her cylinders of gas stolen, another had their oil-tank drained while elsewhere there are poultry and pet thieves! It's getting beyond ridiculous, what with all these citizens' rights, unintelligible laws, red tape and few rights left for law-abiding citizens to defend themselves or their property.
If your dog bites an intruder, you could be sued and your dog the subject of a humane destruction notice. If you tackle a would-be thief, you can find yourself charged with assault. If you try to protect your property by means that could inflict injury to any chancer trying to break-in, you could face prosecution. Insurance is our safest option, whether it's buildings, contents, pets, cars or our own lives. We of the frugal living ilk may think we have few possessions worth stealing, but we need to reassess this situation and look much more closely at what we have, rather than what we have not. (Can one insure against being sued by a burglar, I wonder?)
Now we have 'apps' for everything - online applications that involve our real lives. Mobile phones have instant access to global networks at the push of a button, they have cameras, they may carry all your personal information, your apps can be password linked directly to your bank accounts, credit cards, debit cards, online stores and all manner of home and family associated information. Likewise with desktops, laptops, palmtops, tablets, games consoles, e-book readers and smartphones. Even portable media players are Wi-Fi enabled for quick access to electronic wizardry.
Your money and your life really are in your hands if you own any type of modern technology. It looks as though insurance is our best choice, especially if we let vigilance, safety or security slip. With this in mind, I think we should be looking at frugal security measures to help protect our futures because even the fruit and vegetables in our own gardens could become the target of thieves during times of need. If this wasn't the case, sheep rustling wouldn't be on the increase in some areas!