Friday, 18 July 2014

Live Chat Room

Summary of the Friday Frugalers' Chat

Topic - Monthly Challenges

Tonight's scheduled chat was to discuss how to proceed with the various challenges we all face and how to proceed in a way that is both helpful and fun, leading us through the remaining five months of this year and into the start of 2015. Being prepared always helps. Hopefully, fellow frugal forum members can be there to help support newcomers to frugal living and to encourage those who may be going through a particularly difficult time.

The following challenges were proposed and agreed:

August Austerity Challenge

Austerity relates to a strict policy of simplicity and reduction in budget deficits, so August, despite such things as summer holidays, is about really knuckling down to make every single penny count towards reducing debt or avoiding it. (That means nothing on credit unless it is paid in full prior to any interest or other charges being imposed.) If you really don't think you need to be austere, then help out someone who does.

September Simple Savings Challenge

A month of saving every spare penny you have by way of buying cheaper brands, spending less, making or mending instead of buying, buying second-hand instead of new, cooking, baking, foraging, preserving... count up all costs before you start and don't do it if you can buy the item cheaper. Every single penny counts, even the odd one you might find on the pavement.

100 Day Challenge

Starts on 22nd September and ends 31st December 2014 - 100 days of extra vigilance in an effort to prepare for winter festivities and make it through to the end of the year with less debt than you had at the start of it. If you have no debt, then review your rainy day savings, take note of the figure on day 1 of the challenge and try to increase it by day 100.

Frugal ADVENTures

This challenge will run from 30th November to 26th December (4 weeks) - be prepared, the festivities occurs every year, so don't be caught out and feel pressurised into spending a small fortune on loved ones... show them that fun, laughter and happy memories are free, or at the very least show them they are frugal.

October Only if I (Really) Need it Challenge

Easy to understand - time to get those priorities in order and separate needs from wants. This will be a challenging month of spending only on what you cannot live without.

November's Never Give Up Challenge

It's a long haul getting from one year to the next if you have debts or other worries, so November is about reflecting on what's most important to you, sharing with friends, offering and accepting support and, most of all, never giving up on hopes, dreams or ambitions. We aren't chasing rainbows here, we are painting our own. We'll be discussing what really gets in the way and what is simply perceived as getting in the way, addressing what frugal living is really all about and how great it can be to lead by example, regain any lost positivity and help those less fortunate than ourselves.

December - Declare Yourself a Frugal Success

Yes, I said success! There are no failures in Frugaldom, only blips, slip-ups, diversions and delays. If you are still actively participating in this glorious lifestyle and still in pursuit of frugal freedom, then you are a winner and that deserves recognition and celebration. We will celebrate all our successes, even the tiniest ones that may, otherwise, have been overlooked. :D

Thank you all for being a part of Frugaldom and for taking the time to contribute to the forums.

Your support means everything! :D

NB: NYK Chat is a recently introduced initiative that enables our members to meet online in real-time for live chat sessions. Only fully active members of the forums can access the chat room. Registration is free and applications to join are processed as quickly as possible. Don't forget to activate new membership.

Thursday, 17 July 2014

The Pursuit of Frugal Freedom

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Camping may not be everyone’s idea of fun but it is frugal and it is the absolutely best way to commune with nature, enjoy your freedom and have a break from the mundane.

Read post HERE

Sunday, 6 July 2014

Growing Blackcurrants

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Welcome to July and the second half of 2014. Here in Frugaldom, we are about to make some major changes and want you all to be a part of them. First, I need to harvest this year's blackcurrants and it's looking like a bumper crop!

The blackcurrant is a woody shrub grown for its berries. It is a hardy species, well-suited to Frugaldom and, indeed, any frugal garden, as it is fairly fast growing, prolific and easy to cultivate from cuttings. This is my blackcurrant patch in the Thrift Cottage garden - all grown from my original Connan bushes.

With a brand new project about to be launched, growing blackcurrants is looking even more exciting than previous years.

Growing Blackcurrants, continues here…

Wednesday, 2 July 2014

Public Opinion on Recycling

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From tin can to plastic milk cartons and anything else we can recycle – part of frugal life is making the most of everything. Public opinion, however, seems to vary, depending on who you ask about green living and being environmentally friendly.

Check out some of these facts and figures obtained by Pod Space on the subject… most interesting and very surprising, in my opinion. Read the full post here

Sunday, 29 June 2014

Cycling in Wigtownshire

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Cycling in Wigtownshire

This is a photo blog post to show future visitors to Frugaldom a little bit of the surrounding countryside across or through which we cycle. There isn’t much by way of amenities in our corner of the country but the landscape, walking and cycling opportunities make up for that plus the surrounding villages almost all have a shop of some description.  Our local store just happens to be for sale, if anyone is looking to relocate and set up in business. Huge potential for the right buyer as there must easily be 1000 people within the surrounding and out-lying area who would appreciate the opportunity to buy local produce at affordable prices. (Just a thought.)

Anyway, here goes for a short trip out on the bikes – short because it’s the first weekend that we’ve dragged our bikes out since last summer and it takes a few days to get past the aches and pains and back into the swing of things… it’s a bit like getting back on a horse after a long break! Ouchy!

Hopefully, this frugal mode of transport will suffice, as the fuel prices and cost of putting a car back on the road are just beyond comprehension… I keep thinking of everything I could invest in for the Frugaldom project for the amount it would cost to buy even a banger! Smile

Read more here