A very belated welcome to the 2015 Frugal Living Challenge - along with my sincerest apologies for not having taken the time to blog for the past few weeks. what with floods, gale force winds and other circumstances beyond my control, I have fallen behind. It's been a time of battened hatches and mugs of hot chocolate.
As you can see, the wet weather took its toll on the tin man and the log border of the new path when high tides combined with torrential rain resulted in the burn bursting its banks and flooding the orchard. The water didn't lie long and there was minimal damage, but the weather has done its best to wreak havoc without sending us any snow this winter, so far. The howling gales, however, ripped apart the polytunnel.
Onwards and upwards - we've a challenge to meet.
For yet another year I am going to attempt my £4,000 annual budget. I have no mortgage, no car, I house share and we both work from home, meaning minimal work expenses. I have managed to succeed in this challenge since first publishing it in 2007 and it gets easier every year, allowing more and more savings to be invested elsewhere.
For 2015, I am looking at the following budget for the entire household… continued